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Many people think they know all there is to know about buying a home in today’s market.  And many times this is because they have bought a home before or they have close friends or relatives who have bought homes before.  Well, my first question is, when is the last time you bought a home?  Or did your friend/relative buy the home?   Because buying a home in 2013 is much different than buying a home in 2003 (or any other time for that matter).

The first thing to remember is that it is best to seek the counsel of a full-time, professional real estate agent and a full-time professional mortgage lender PRIOR to starting to look to buy.  The biggest mistake I see people make is relying on the advice of their friends/family/neighbors or even relying on their past experience from several years ago to determine 1) if they are ready to buy 2) how much they can afford 3) where they should buy, etc.  Find professionals who you trust and consult with them prior to the time you need to move.  This will allow you to ensure that you have thought through all the considerations, have saved the appropriate amount of money for downpayment, and have done the appropriate checking of your credit history to ensure there are no surprises.

Click HERE for a great article about 5 common myths of home buying in today’s market.  I think you may be surprised with some of the information in here!

Please know you can always contact me with questions about the home buying process.  Whether you are ready to consider buying now or in the distant future, I am always here to help!

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